In the course of using AL HABIB ISLAMIA MULTISTATE CO-OPERATIVE SOC LTD website or applications availing the products and services vide the online application forms and questionnaires, AL HABIB ISLAMIA MULTISTATE CO-OPERATIVE SOC LTD and its affiliates may become privacy to the personal information of its users, including information that is of a confidential nature.
AL HABIB ISLAMIA MULTISTATE CO-OPERATIVE SOC LTD is strongly committed to protecting the privacy of its users and has taken all necessary and reasonable measures to protect the confidentiality of the user information and its transmission through the world wide web and it shall not be held liable for disclosure of the confidential information when in accordance with this Privacy Commitment or in terms of the agreements, if any, with the users.
The policy is applicable to all persons (natural and artificial) i.e. covered persons whose personal information is either collected/ received/ possessed/ stored/ dealt in/ handled by AL HABIB ISLAMIA MULTISTATE CO-OPERATIVE SOC LTD (the Society) or who visit the site (https://alhabibbanking.com) and provide information to the Society in online/offline mode, are covered under this policy.
AL HABIB ISLAMIA MULTISTATE CO-OPERATIVE SOC LTD endeavours to safeguard and ensure the security of the information provided by the user. The user would be required to co-operate with AL HABIB ISLAMIA MULTISTATE CO-OPERATIVE SOC LTD in order to ensure the security of the information, and it is recommended that the users necessarily choose their passwords carefully such that no unauthorised access is made by a third party. The users should undertake not to disclose their password to anyone or keep any written or other record of the password such that a third party could access it. AL HABIB ISLAMIA MULTISTATE CO-OPERATIVE SOC LTD undertakes not to disclose the information provided by the users to any person, unless such action is necessary to:
1. Conform to legal requirements or comply with legal process;
2. Protect and defend AL HABIB ISLAMIA MULTISTATE CO-OPERATIVE SOC LTD‘s or its Affiliates’ rights, interests or property;
3. Enforce the terms and conditions of the products or services; or
4. Act to protect the interests of AL HABIB ISLAMIA MULTISTATE CO-OPERATIVE SOC LTD, its Affiliates, or its members, constituents or of other persons.
The users shall not disclose to any other person, in any manner whatsoever, any information relating to AL HABIB ISLAMIA MULTISTATE CO-OPERATIVE SOC LTD or its Affiliates of a confidential nature obtained in the course of availing the services through the website. Failure to comply with this obligation shall be deemed a serious breach of the terms herein and shall entitle AL HABIB ISLAMIA MULTISTATE CO-OPERATIVE SOC LTD or its Affiliates to terminate the services, without prejudice to any damages, to which the user may be entitled otherwise.
AL HABIB ISLAMIA MULTISTATE CO-OPERATIVE SOC LTD will limit the collection and use of user information only on a need to- know basis to deliver better service to the users. AL HABIB ISLAMIA MULTISTATE CO-OPERATIVE SOC LTD may use and share the information provided by the users with its Affiliates and third parties for providing services and any service-related activities such as collecting fees for such services, and notifying or contacting the users regarding any problem with, or the expiration of, such services. In this regard, it may be necessary to disclose the user information to one or more agents and contractors of AL HABIB ISLAMIA MULTISTATE CO-OPERATIVE SOC LTD and their sub-contractors, but such agents, contractors, and sub-contractors will be required to agree to use the information obtained from AL HABIB ISLAMIA MULTISTATE CO-OPERATIVE SOC LTD only for these purposes.
The user authorises AL HABIB ISLAMIA MULTISTATE CO-OPERATIVE SOC LTD to exchange, share, part with all information related to the details and transaction history of the users to its Affiliates / banks /financial institutions / credit bureaus / agencies/participation in any telecommunication or electronic clearing network as may be required by law, customary practice, credit reporting, statistical analysis and credit scoring, verification or risk management and shall not hold AL HABIB ISLAMIA MULTISTATE CO-OPERATIVE SOC LTD liable for use or disclosure of this information.
Any information that is freely available or accessible in public domain or furnished under the right to Information Act, 2005 or any law for the time being in force shall not be regarded as data or information for the purpose of this and the AL HABIB ISLAMIA MULTISTATE CO-OPERATIVE SOC LTD shall not be responsible for the same. The Society may change this policy time to time.
The privacy practices set forth in this policy are for https://www.alhabibbanking.com, website and other application only. AL HABIB ISLAMIA MULTISTATE CO-OPERATIVE SOC LTD website may contain links to other websites of similar interest. However, once user click these links and leave the society’s website, user should note that AL HABIB ISLAMIA MULTISTATE CO-OPERATIVE SOC LTD does not have any control over other websites. Therefore, AL HABIB ISLAMIA MULTISTATE CO-OPERATIVE SOC LTD cannot be held responsible for the protection and privacy of any information which user provides whilst visiting such websites and such websites are not governed by this privacy statement. User should exercise caution and look at the privacy statement applicable to the respective website(s).
When user access AL HABIB ISLAMIA MULTISTATE CO-OPERATIVE SOC LTD website from a computer, mobile application from mobile phone, or other device, the Society may collect information from that device about the browser type, location, and IP address, as well as the pages user visits. The websites keeps track of the pages a user may visit by appropriately capturing the IP addresses, browser information, etc. using cookies. The information collected using cookies might be used for analysis of user behaviour. AL HABIB ISLAMIA MULTISTATE CO-OPERATIVE SOC LTD is not liable if the cookies are used by advertisers or any other third parties when user visit AL HABIB ISLAMIA MULTISTATE CO-OPERATIVE SOC LTD website or mobile application from other sites or if user visit another site after visiting AL HABIB ISLAMIA MULTISTATE CO-OPERATIVE SOC LTD website / mobile application.
You should consult the respective privacy policies of these third-party ad servers for more detailed information on their practices as well as for instructions about how to opt-out of certain practices. AL HABIB ISLAMIA MULTISTATE CO-OPERATIVE SOC LTD’s privacy policy does not apply to, and we cannot control the activities of, such other advertisers or web sites. We may use your Personal Information to contact you with newsletters, marketing or promotional materials and other information.
We reserve the right to update or change our Privacy Policy at any time and you should check this Privacy Policy periodically. Your continued use of the Service after we post any modifications to the Privacy Policy on this page will constitute your acknowledgment of the modifications and your consent to abide and be bound by the modified Privacy Policy. We are not responsible to separately/individually inform or intimate to registered customer for change made in Privacy Policy by the society.
